I'm considering applying for a credit card. I'll probably get around a $500 spending limit, but it's something I'll be able to pay off and the $500 will certainly help pay for some things. I need a VISA card, because I'm not sure how well accepted MasterCard is in Japan. I've looked into State Farm, CITI Bank, and some college's card thus far. CITI is the only one that actually lists the card's terms and conditions before you apply for the card. Although my mother has said that she prefers Chase bank's card. I'll do a little window shopping, but I'll probably decide on a CITI card, despite the low spending limit.
Oh well, I'm sure Japan has some very nice park benches to sleep on.
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